Retirement Planning & Analysis
What is Retirement Planning & Analysis?
Retirement planning creates a comprehensive roadmap to financial independence through detailed analysis and strategic recommendations. Censifi specializes in retirement projections, account optimization, and withdrawal strategies, ensuring you can retire comfortably without running out of money.
Common Retirement Planning Components:
Retirement Projections: Monte Carlo analysis and scenario planning for retirement readiness
Account Optimization: 401(k) maximization, IRA rollovers, and Roth conversion strategies
Social Security Planning: Timing optimization and spousal benefit coordination
Withdrawal Strategies: Tax-efficient distribution planning and sequence of returns risk management
Why Retirement Planning is Critical:
Peace of Mind: Know exactly how much you need to save and when you can retire
Tax Efficiency: Minimize lifetime taxes through strategic account management
Risk Management: Protect against inflation, market volatility, and longevity risk
Censifi Advisory Team
Expert CFP professionals providing transparent flat-fee financial guidance
Our experienced team of CERTIFIED FINANCIAL PLANNER™ professionals brings decades of combined expertise in investment guidance, retirement planning, and comprehensive financial strategies.