Insurance & Risk Management Review

What is Insurance & Risk Management Review?

Insurance and risk management protects your financial plan from unexpected events that could derail your goals. Censifi specializes in coverage analysis, policy review, and risk assessment, ensuring you have adequate protection without overpaying for unnecessary coverage.

Common Insurance Review Areas:

  • Life Insurance Analysis: Term vs permanent life insurance needs assessment and beneficiary optimization

  • Disability Insurance Review: Income replacement strategies and policy feature analysis

  • Property & Casualty Assessment: Home, auto, and umbrella insurance coverage evaluation

  • Health Insurance Optimization: Plan selection strategies and HSA maximization

Why Insurance Reviews Save Money:

  • Avoid Over-Insurance: Eliminate unnecessary coverage that wastes premium dollars

  • Fill Coverage Gaps: Identify risks that could create financial catastrophe

  • Cost Optimization: Find appropriate coverage at competitive rates through proper shopping

Lawyer portrait photo
Lawyer portrait photo

Censifi Advisory Team
Expert CFP professionals providing transparent flat-fee financial guidance

Our experienced team of CERTIFIED FINANCIAL PLANNER™ professionals brings decades of combined expertise in investment guidance, retirement planning, and comprehensive financial strategies.

Independent financial advisor providing transparent flat-fee guidance vs traditional percentage-based AUM models. Same expert advice whether you have $100K or $10M.

© Copyright  2024  | Censifi, LLC ("Censifi") is a registered investment advisor offering advisory services in the State(s) of Colorado and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The information on this site for informational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security or advisory service in any jurisdiction where such solicitation, offer, or recommendation would be unlawful or unauthorized. The information provided should not be relied upon as the sole factor in an investment making decision. Past performance is no guarantee of future results. Please refer to Censifi Disclosures & ADVs for additional information and risks. All Rights Reserved.

Disclosures & ADVs

Independent financial advisor providing transparent flat-fee guidance vs traditional percentage-based AUM models. Same expert advice whether you have $100K or $10M.

© Copyright  2024  | Censifi, LLC ("Censifi") is a registered investment advisor offering advisory services in the State(s) of Colorado and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The information on this site for informational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security or advisory service in any jurisdiction where such solicitation, offer, or recommendation would be unlawful or unauthorized. The information provided should not be relied upon as the sole factor in an investment making decision. Past performance is no guarantee of future results. Please refer to Censifi Disclosures & ADVs for additional information and risks. All Rights Reserved.

Disclosures & ADVs

Independent financial advisor providing transparent flat-fee guidance vs traditional percentage-based AUM models. Same expert advice whether you have $100K or $10M.

© Copyright  2024  | Censifi, LLC ("Censifi") is a registered investment advisor offering advisory services in the State(s) of Colorado and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The information on this site for informational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security or advisory service in any jurisdiction where such solicitation, offer, or recommendation would be unlawful or unauthorized. The information provided should not be relied upon as the sole factor in an investment making decision. Past performance is no guarantee of future results. Please refer to Censifi Disclosures & ADVs for additional information and risks. All Rights Reserved.

Disclosures & ADVs